Joining
our Community
Currently, for persons
who wish to join Kendal at Oberlin at the independent living level,
we offer three types of Residence and Care Agreements (contracts).
The first is our original, comprehensive agreement and the second
is a modified agreement for residents who choose to maintain a
qualifying long term care insurance policy. The third option is
a modified agreement with limited health services included in
the regular fees. Expenses include an entry fee and an ongoing
monthly fee.
At this point in time,
Kendal is unlikely to have direct admissions available to our
Stephens Care Center for persons who require assisted living or
nursing care at the time of entry. To inquire about direct entry
to the Stephens Care Center, please contact Terry
Fries-Maloy, Director of Social Services, at 1-800-548-9469.
For information about independent living in Kendal's cottages
and apartments, please ask for Maggie
Stark, Director of Admissions.
The Comprehensive
Agreement - Platinum
Our original contract
offers one of the most comprehensive range of services available,
with the security of knowing fees will not increase due to a change
in level of care. For those who wish to minimize the risk of potentially
high future health care costs, this approach offers the most protection.
In addition to routine residential services, the agreement includes
therapy services, wellness programs and coordination of health care services. Most importantly, it covers both short
term and long term use of our Stephens Care Center, when assisted
living and nursing care are needed, at no additional cost over
what the resident would pay in independent living. Entry fees
for this comprehensive package of services range from $91,000
to $436,000. Monthly fees range from $2,082 for a single occupancy
studio accommodation to $5,163, the double occupancy rate for
our largest new cottage, over 1,800 square feet.
The Modified
Agreements - Gold & Silver
An increasing number
of people now carry long term care insurance policies, which are
designed to cover some of the costs associated with nursing home
care. Kendal at Oberlin's Gold Plan Residence and Care Agreement
is designed to work with such policies. This plan offers services
similar to our original agreement, but for a period of time that
coincides with the benefit period of the insurance policy, nursing
care is not covered by the contract. Instead the resident is billed
the prevailing daily rate for nursing care and it is expected
that the insurance plus, if necessary, private resources will
cover this cost. Kendal offers a significant reduction in the
entry fee for residents who choose this option.
The Silver Residence and Care Agreement is for those who prefer to self-insure future long term health care costs. In addition to the residential services that
are provided in all of our contract options, the entry and monthly fees will cover up to 100 days (after Medicare) of either
assisted living or nursing home care in Kendal's Stephens Care Center. After that, residents will be billed the prevailing daily
rate for those services as they are needed. Access to the Stephens Care Center is assured.
The Admissions
Process
There may be a wait
for cottages and apartments, therefore it is certainly wise to
plan ahead. The first step in the admissions process is the Priority
List, recommended for persons who are considering joining the
community in either the near or distant future. There is a modest
refundable deposit for each application and a nonrefundable processing
fee.
As prospective residents get closer to
considering a move to a Kendal cottage or apartment, we would
ask them to join the Waiting /Ready List, completing the application
process by providing additional personal, financial and medical
history information. Because of the health care services our agreements
cover, one must be able to live safely in a cottage or apartment
when a specific contract for services is offered. An admissions
interview is part of the process and will include thorough review of the contract and a baseline medical review.
Once an agreement
for a specific cottage or apartment is offered and accepted, future
residents have up to 90 days to move to Kendal, before the entry
fee is due in full and the monthly fee begins.
For more information,
contact the Admissions
office at 1-800-548-9469.
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